The fit and proper test and HMRC approval technical guidance

Find out about the money laundering supervision fit and proper test and HMRC approval.



This technical guide explains:

  • the fit and proper test
  • the approval process and who it applies to
  • how to apply
  • what happens if anyone fails the test or is not approved
  • what to do when there are changes to the personnel of your business
Published 26 June 2017
Last updated 15 September 2020 + show all updates
  1. Approval by HMRC - bulleted list updated.

  2. 'Art market participant' has been added to the list of business sectors that must be approved by HMRC.

  3. Updated about the responsibility of a money service business to make sure their agents and the agent’s beneficial owners, officers and senior managers are fit and proper.

  4. First published.