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  • Find out about buying a home through shared ownership. Read about who can apply, costs, paying rent, buying more shares and repairing and selling your home.

  • Rent a property at a discount to help with the cost of saving for a deposit to buy a home. Information on who is eligible and how to apply.

    • Overview

      Rent to Buy helps tenants in England save for a deposit to buy a home by…

    • Eligibility

      To be eligible for Rent to Buy, you must be: in full or part time…

    • How the scheme works

      You apply to rent a property that is in the scheme. If you’re considered…

    • How to apply

      If you live in England (excluding London), you can search for…

    • Buying a home

      You can use the deposit you’ve saved to buy any home, including those…

  • How to manage or make changes to your equity loan, including how to repay or remortgage, sublet, alter or change ownership of your Help to Buy home.

  • You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.

  • How to fully or partly repay your equity loan - with your own money, when you sell your home or when you remortgage.

  • As the government’s housing and regeneration agency we believe that affordable, quality homes in well-designed places are key to improving people’s lives. Together with our partners, we’re accelerating the pace of house buil…

  • The process you need to follow to repay your Help to Buy: Equity Loan when you decide to sell your home.

  • How to repay your Help to Buy: Equity Loan, either in full or in part, when you remortgage your home.

  • Information for housing providers about funding for development of affordable housing through the Social and Affordable Homes Programme (SAHP) 2026 to 2036.

  • Homes England's requirements for grant funded Shared Ownership homes provided through the Shared Ownership and Affordable Homes Programme (SOAHP) 2016 to 2021 Affordable Homes Programme (AHP) 2021 to 2026 programmes.