Repay your Help to Buy: Equity Loan
How to fully or partly repay your equity loan - with your own money, when you sell your home or when you remortgage.
Applies to England
Documents
Details
How to apply to repay your equity loan
To help you understand how to apply to repay your equity loan, watch our video.
How to repay your Help to Buy: Equity Loan
Repayment guides
These guides take you through the steps that you need to follow when applying to repay your equity loan:
How to repay your equity loan using your own money
How to repay your equity loan when you sell your home
How to repay your equity loan when you remortgage
Before you apply
Before you send us your application, you’ll need to get:
- a conveyancer to help with the legal part of your repayment. You can find a conveyancer on the Law Society’s website or the Council of Licensed Conveyancers’ website
- a Royal Institution of Chartered Surveyors (RICS) valuation report for your property, so we can work out how much you need to repay. Find a RICS surveyor in your area
and one of the following:
- a memorandum of sale if you’re repaying by selling your home
- a bank statement showing you have the funds to repay
- a new mortgage offer, if you’re repaying with a remortgage
We recommend you ask your conveyancer and lender for an estimate of the fees that they will charge you to process your equity loan repayment.
Send us your completed application form by email or post
Email:
customerservices@myhelptobuyloan.co.uk
Post:
Help to Buy Customer Services, PO Box 2198, LIVINGSTON, EH54 0NY
When emailing our Customer Service team, please include your account number and a brief summary of your query in your email subject line, such as ‘Apply to repay’.
Terms and conditions
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