4. Arrange the funeral
The funeral can usually only take place after the death is registered. Most people use a funeral director, though you can arrange a funeral yourself.
Choose a funeral director who’s a member of either:
- National Association of Funeral Directors
- The National Society of Allied and Independent Funeral Directors (SAIF)
These organisations have codes of practice - they must give you a price list when asked.
Arranging the funeral yourself
Contact the Cemeteries and Crematorium Department of your local council to arrange a funeral yourself.
Funeral costs can include:
- funeral director fees
- things the funeral director pays for on your behalf (called ‘disbursements’ or ‘third-party costs’), for example crematorium or cemetery fees, or a newspaper announcement about the death
- local authority burial or cremation fees
Funeral directors may list all these costs in their quote.
Paying for a funeral
The funeral can be paid for:
- from a financial scheme the person had, for example a pre-paid funeral plan or insurance policy
- by you, or other family members or friends
- with money from the person’s estate (savings, for example) - getting access to this is called applying for a ‘grant of representation’ (sometimes called ‘applying for probate’)
You can apply for a Funeral Expenses Payment if you have difficulty paying for the funeral.
Moving a body for a funeral abroad
You need permission from a coroner to move a body for a funeral abroad. Apply at least 4 days before you want the body to be moved.
Find a local coroner using the Coroners’ Society of England and Wales website.