Voluntary National Insurance

4. How and when to pay

Find out how to pay Class 2 and Class 3 contributions.

If you’re living abroad, read leaflet NI38 and fill in form CF83 (found at the end). Send it back to HMRC using the address on the form.

Deadlines

You can usually pay voluntary contributions for the past 6 years. The deadline is 5 April each year.

Example
You have until 5 April 2018 to make up for gaps for the tax year 2011 to 2012.

You can sometimes pay for gaps from more than 6 years ago, depending on your age.

You’re a man born before 6 April 1950 or a woman born before 6 October 1952

You have 6 years after you reach State Pension age to increase your state pension if you’re a:

  • man born between 6 April 1945 and 5 April 1950
  • woman born between 6 April 1950 and 5 October 1952

Example
You have until 30 June 2020 to pay extra voluntary contributions if you reached State Pension Age on 1 July 2014.

You’re a man born after 5 April 1951 or a woman born after 5 April 1953

You have until 5 April 2023 to pay voluntary contributions to make up for gaps between April 2006 and April 2016.

You can pay these contributions at different rates if you pay by 5 April 2019.