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  • Get help to classify cigarettes, cigars, raw tobacco, smoking tobacco, tobacco for heating and nicotine substitutes for import and export.

  • Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.

    • Overview

      You may be able to get help towards interest payments on: the mortgage for…

    • What you'll get

      You’ll get help paying the interest on your mortgage or loan. Support for…

    • Eligibility

      To be eligible for a Support for Mortgage Interest (SMI) loan, you must…

    • How to apply

      When you apply for a qualifying benefit, you’ll be asked extra questions…

    • Repaying your loan

      You’ll need to repay your SMI loan as a lump sum with interest if you sell…

    • If your benefits stop

      You can still get financial help with your housing costs if your Income…

  • Free and impartial help with money and pensions.

  • You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.

  • Information about the range of help and support available from the Further Education Commissioner, Department for Education and delivery partners.

  • You can no longer open a Help to Buy ISA. Find out how it works if you already have one, including how much the government will top up your savings by.

  • What structural alterations are, when and how to apply for permission, how they may affect your home's value and what you owe on your equity loan.

  • Help someone make decisions if they appoint you or if they lack mental capacity - includes using a power of attorney, becoming a deputy and getting a one-off Court of Protection ruling

  • How to prioritise and reduce your debts, and where to get free debt advice

  • Information to help you answer your query before you contact us.