How you're paid
Loans are usually paid into your bank or building society account in the same way as benefits.
You will be paid by Simple Payment if you can’t open a bank account, and if you already receive benefits in this way.
Repaying the loan
You’ll have to sign a repayment agreement if your application for the loan is successful.
You won’t usually have to start repaying the loan until 6 weeks after you get the money.
How much your repayments are and how you pay will depend on your circumstances. For example, you may have to pay more and in a shorter time if you start working and your benefits change.
Your loan won’t usually affect any income-related benefits you get unless you have more than £6,000 in savings.
You must tell Jobcentre Plus if you get an integration loan.