Mortgages and loan guarantees

You can use your company’s assets as a security for a loan or overdraft (sometimes known as ‘charges’), for example a mortgage for a property.

You must register details about any company charges with Companies House, including information about property or projects that are being backed by the charge.

You must also register changes to charges you’ve previously registered, for example when a charge’s been paid in part or in full.

You must register charges within 21 days from when they’re set up - you will need a court order to register them later.

Register online

You can use the Companies House online service.

It costs £10 to register online.

Register by post

You can send changes to your charges by post:

Download and fill in the forms you need and send them to the address on the forms.

It costs £13 to register by post.

Companies House will reject your application if it’s wrong or incomplete.

You can register for informal correction if you want Companies House to be able to correct certain types of information required to your form.

Once you’re registered Companies House will contact you if they need more information or for permission to make a correction.