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Research and analysis

Conversion of Support for Mortgage Interest (SMI) from a benefit into a loan

Communications with claimants on the changes to SMI and claimants’ decisions on taking up the loan.

Documents

Tables: Conversion of SMI from a benefit into a loan: claimant communication and loan take up, August 2020

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Details

We stopped publishing this series of management information as of August 2020.

The General Data Protection Regulation means that Department for Work and Pensions (DWP) has begun to delete claimant records from the data we use to prepare this management information, so any further publication of management information would be less accurate than data published in August 2020.

We now publish a new series of Support for Mortgage Interest (SMI) statistics – first release published 13 April 2021.

SMI stopped being a benefit and became a loan on 6 April 2018.

This publication contains management information on communications with claimants on the changes to SMI and claimants’ decisions on taking up the loan.

Since the March 2018 release, a technical issue has been corrected on the management information system used to produce the figures. The issue resulted in around 13% of claimants’ records being moved to a new loans system ahead of the introduction of the SMI loan scheme on 6 April and meant they were missing from the earlier figures published in March.

No correction will be made to the figures in March. The figures for March are therefore not comparable with subsequent months.

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