Manage your Help to Buy: Equity Loan

How to repay your equity loan or remortgage, sublet, alter or change ownership of your Help to Buy home.

The equity loan administrator and what they do

After you’ve bought your new home, your Help to Buy agent will pass your details to our equity loan administrator. They will:

  • set up your Direct Debit –  to pay back fees and charges on your equity loan in regular instalments
  • arrange for you to pay fees and interest payments on your equity loan (after the first five years)
  • help you if you want to pay off some or all of your equity loan
  • help you if you want to make changes to your equity loan account

If your property is affected by external cladding

If your block of flats has certain types of external cladding, you may need a specialist valuation on your property.

Nominate a relative to manage your equity loan

If you’re unable to make decisions about your equity loan, you can nominate a relative to manage it for you.

 Manage a loan from a previous scheme

If you took out a loan with a scheme that is now closed for applications, you can still read about things like fees and charges for those schemes from our information packs.

Repay your equity loan

The steps you need to take to fully or partly repay your equity loan.

Remortgage your Help to Buy home

Manage your Help to Buy home

Administration fees

Published 5 May 2021
Last updated 22 February 2022 + show all updates
  1. Added a link to a list of the administration fees that apply to a Help to Buy: equity loan.

  2. First published.