Childcare Grant

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What you'll get

The amount you’ll get depends on:

  • your household income
  • the number of children who are dependent on you

2020 to 2021 academic year

You can get 85% of your childcare costs or a fixed maximum amount, whichever is less:

  • up to £174.22 a week for 1 child
  • up to £298.69 a week for 2 or more children

Example If your childcare for 1 child costs £100 a week you’ll get £85 - this is 85% of your costs.

If your childcare for 1 child costs £220 a week, you’ll get £174.22. This is because 85% of your costs is £187, which is above the maximum weekly amount.

You have to pay for any remaining costs.

2019 to 2020 academic year

You can get 85% of your childcare costs or a fixed maximum amount, whichever is less.

The maximum you can get is:

  • up to £169.31 a week for 1 child
  • up to £290.27 a week for 2 or more children

Example If your childcare for 1 child costs £100 a week you’ll get £85 - this is 85% of your costs.

If your childcare for 1 child costs £200 a week, you’ll get £169.31. This is because 85% of your costs is £170, which is above the maximum weekly amount.

You have to pay for any remaining costs.

How you’re paid

Your grant will be paid into a Childcare Grant Payment Service (CCGPS) account. You’ll get an email telling you how to set one up.

Your childcare provider will send requests for payment to the CCGPS, which you can approve through your account. Your provider will be paid directly from the money in your account.

Any money that’s left over at the end of the academic year will be returned to Student Finance England.

Income-related, unemployment and housing benefits are not affected by a Childcare Grant.

  1. Step 1 Check if you're eligible

  2. Step 2 Find out how much loan you could get

    Find out the maximum tuition fee and maintenance loan you could get if you're a:

    How much maintenance loan you get depends on where you'll study and your household income.

    1. Use the student finance calculator to estimate your maintenance loan

    You'll have to pay back any loan you get.

    1. Find out how much you'll repay
    2. Find out when you'll start repaying
  3. and Check if you can get extra help

  4. Step 3 Prepare your application

  5. Step 4 Apply

    1. Apply online

    You'll need to create a student finance account if you're a new student or sign into an existing account if you're a returning student.

    It can take up to 6 weeks to process your application. You might have to provide extra evidence.

  6. Step 5 Update your details if your circumstances change

    You must update your application if your circumstances change. For example if you:

    • change your course through clearing
    • change where you're going to live - for example with your parents instead of halls
    1. Find out how to update your application
  7. Step 6 Make sure you can be paid

    After you register at your university or college you'll usually get your maintenance loan paid directly into your bank account at the start of each term.

    Use your student finance account to:

    • update your bank details - for example if you open a student account
    • check how much you'll be paid
    • check when you'll be paid
    1. Sign in to your student finance account
  8. Step 7 Check what to do while you're studying

    You'll need to reapply for student finance for each year of your course.

    You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change.

    1. Check how to update your details
    2. Find out what to do if you suspend or leave your course
  9. Step 8 Repay your loan