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Thousands more are eligible to open a Help to Save account.

• Updated: 17 April 2025

Get help with savings if you're on a low income (Help to Save) - how it works, what you'll get, eligibility, how it affects your benefits and how to apply online.

• How it works

  Help to Save is a type of savings account. It allows certain people…

• What you’ll get

  You can earn 2 tax-free bonuses over 4 years. You’ll get any bonuses…

• Eligibility

  You can open a Help to Save account if you’re receiving Universal Credit…

• How it will affect your benefits

  Saving money though a Help to Save account could affect your eligibility…

• How to apply

  You’ll need to sign in to set up a Help to Save account. If you do not…

VAT and other taxes on shopping and services, including tax-free shopping, energy-saving equipment and mobility aids.

• VAT and duties

  VAT is a tax you pay on most goods and services. % of VAT What the rate…

• Where you see VAT

  In shops Any VAT due is already included in the price of something you buy…

• VAT on energy-saving products

  You’ll pay a rate of either 5% or 0% VAT when certain energy-saving…

• VAT on mobility aids

  If you’re over 60, you pay a reduced rate of VAT (5%) on certain mobility…

• Tax-free shopping

  You can only buy tax-free goods from shops: in Great Britain (England,…

• Alcohol and tobacco duties

  Tobacco Duty is included in the price you pay for cigarettes, cigars and…

• Fuel Duty

  Fuel Duty is included in the price you pay for petrol, diesel and other…

• Air Passenger Duty

  Airlines pay Air Passenger Duty (APD) for every passenger who flies from…

• Insurance Premium Tax

  Insurance Premium Tax (IPT) is usually included in the price you pay for…

Types of ISA available, the tax-free ISA allowance, withdrawing money and transferring ISAs.

Tax advantages on employee share schemes including Share Incentive Plans, Save As You Earn, Company Share Option Plans and Enterprise Management Incentives

You do not pay tax on your savings interest if you're on a low income.

Farm Saved Seed rules, eligible species for payment and how to declare and make payments online.

• Updated: 14 September 2021

Check the rules on Individual Savings Account (ISA) subscriptions and what counts towards the subscription limit if you're an ISA manager.

• Updated: 9 October 2024

When a business changes owner, employees could be protected under the Transfer of Undertakings (Protection of Employment) regulations (TUPE) - types of transfers, your rights, contracts, redundancy, where to get help

Find out if simplified expenses suits your business. Compare what expenses you can claim using simplified expenses with what you can claim by working out the actual costs.