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Get help with savings if you're on a low income (Help to Save) - how it works, what you'll get, eligibility, how it affects your benefits and how to apply online.

• How it works

  Help to Save is a type of savings account. It allows certain people…

• What you’ll get

  You can earn 2 tax-free bonuses over 4 years. You’ll get any bonuses…

• Eligibility

  You can open a Help to Save account if you’re receiving Universal Credit…

• How it will affect your benefits

  Saving money though a Help to Save account could affect your eligibility…

• How to apply

  You’ll need to sign in to set up a Help to Save account. If you do not…

Considerable savings can be made by adopting simple cost-effective techniques for minimising industrial waste during the production processes.

• Updated: 1 April 2006

Tax free saving for your first home and later life: what is a LISA, who can apply, 25% government bonus, withdrawal charges.

• Overview

  You can use a Lifetime ISA (Individual Savings Account) to buy your first…

• Who can open a Lifetime ISA

  You must be 18 or over but under 40 to open a Lifetime ISA. To open and…

• Withdrawing money from your Lifetime ISA

  You can withdraw money from your ISA if you’re: buying your first home…

Types of ISA available, the tax-free ISA allowance, withdrawing money and transferring ISAs.

How Universal Credit is affected by having money, savings and investments. We call this ‘capital’.

• Updated: 22 July 2025

• Updated: 1 January 2007

Work out how much money you'll get when you retire and plan ahead - State Pension, Pension Credit, National Insurance

Practical tips and guidance for councils.

• Updated: 19 December 2012

How to open a Junior ISA for your child - including managing and adding money to an account.

Find out if simplified expenses suits your business. Compare what expenses you can claim using simplified expenses with what you can claim by working out the actual costs.