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To offer credit to consumers you must be authorised by the Financial Conduct Authority (FCA) and join the Financial Services Register

Tax and reporting rules for employers covering the cost of credit, debit and charge card payments

• Overview

  As an employer covering the cost of credit, debit or charge card payments…

• What's exempt

  You do not have to report or pay anything to HM Revenue and Customs (HMRC)…

• What to report and pay

  If card charges are not exempt, you must report them to HM Revenue and…

• Technical guidance

  The following guides contain more detailed information: vouchers and…

Apply for financial support if you need an advance or hardship payment before your next Universal Credit payment.

• Overview

  You might be able to get financial help paid to you before your next…

• Get an advance on your first payment

  If you need help to pay your bills or cover other costs before you get…

• If your payments have been stopped or reduced

  Your Universal Credit payments can be stopped or reduced if you get a…

• Get an advance for unexpected costs

  If you already get Universal Credit and need help paying for a one-off…

• Help with job expenses

  If you’re applying for or starting a job, you can get support to pay for…

• Get an advance if your circumstances have changed

  If your circumstances have changed and this means you’ll be eligible for…

Pension Credit is extra money for pensioners to bring your weekly income up to a minimum amount - what you'll get, apply, eligibility.

Find out about the help for Universal Credit claimants aged 16 to 24 to find a job, work-related training or an apprenticeship though the Youth Offer.

• Updated: 28 March 2024

The Warm Home Discount Scheme could take £150 off your winter electricity bill - eligibility, how to get your discount, deadlines.

What to do if you receive a county court judgment (CCJ) - how to get it set aside or change what you pay, what happens if you do not pay, how to search the register. Includes information from the withdrawn...

If you have a health condition or disability, you’ll have an assessment to work out how much Universal Credit you can get and what you need to do in return.

Apply for indefinite leave to remain if you have an Innovator Founder or Innovator visa - fees, who's eligible, how to apply.

It is your responsibility to make sure you can access enough money to pay for all your costs and to avoid getting into financial difficulties abroad.

• Updated: 29 July 2024