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How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.
Buying a home takes about 5 months on average. The process can take longer…
When you decide you want to buy a home, you may need to get a mortgage to…
There are different ways to own a property. Leasehold and freehold…
Before you make an offer, check: what the property is worth the number of…
Once the offer is accepted, the seller is responsible for drawing up a…
You may need to pay: Stamp Duty Land Tax (SDLT) when you buy a home in…
You can make a complaint to a company involved in the sale if you’re…
Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.
You may be able to get help towards interest payments on: the mortgage for…
You’ll get help paying the interest on your mortgage or loan. Support for…
To be eligible for a Support for Mortgage Interest (SMI) loan, you must…
When you apply for a qualifying benefit, you’ll be asked extra questions…
You’ll need to repay your SMI loan as a lump sum with interest if you sell…
You can still get financial help with your housing costs if your Income…
Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim
Mortgage Interest Run On is extra money you can get towards your housing…
If you’re eligible and were getting Support for Mortgage Interest before…
You can claim Mortgage Interest Run On if you’ve stopped getting…
You do not need to apply - you should get Mortgage Interest Run On…
How to sell a home: Energy Performance Certificates (EPCs), using estate agents, finding a legal professional, getting offers, transferring ownership and making complaints.
The legal process of home repossession, including what your mortgage lender must do, repossession hearings, possession orders and help with legal costs
Defendants can use this form to give the court their response to a residential mortgage claim.
Don’t include personal or financial information like your National Insurance number or credit card details.
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