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  • Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.

    • Overview

      You may be able to get help towards interest payments on: the mortgage for…

    • What you'll get

      You’ll get help paying the interest on your mortgage or loan. Support for…

    • Eligibility

      To be eligible for a Support for Mortgage Interest (SMI) loan, you must…

    • How to apply

      When you apply for a qualifying benefit, you’ll be asked extra questions…

    • Repaying your loan

      You’ll need to repay your SMI loan as a lump sum with interest if you sell…

    • If your benefits stop

      You can still get financial help with your housing costs if your Income…

  • How to tax a beneficial loan arrangement for a director or employee.

  • This collection brings together all documents relating to Mortgage Rescue Scheme monitoring statistics.

  • How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.

  • Official Statistics on the mortgage guarantee scheme.

  • The legal process of home repossession, including what your mortgage lender must do, repossession hearings, possession orders and help with legal costs

  • Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim

  • How to apply for a full or partial completion certificate after building work on a higher-risk building has been completed.

  • How to sell a home: Energy Performance Certificates (EPCs), using estate agents, finding a legal professional, getting offers, transferring ownership and making complaints.