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  • If you don’t have enough to live on while you wait for your first payment you may be able to get an advance of your first Universal Credit payment.

  • Finance for SMEs in the UK with no fixed payments, fixed terms or security required. The advance is repaid as a percentage of future card sales.

  • Get a benefit advance if you've applied for a benefit for the first time and cannot afford to wait for the first payment

    • Overview

      You may be able to get an advance on your first benefit payment if you’re…

    • How to apply

      There’s separate guidance if you’ve applied for Universal Credit and need…

  • Free and impartial help with money and pensions.

  • Universal Credit is replacing 6 other benefits with a single monthly payment if you're out of work or on a low income - eligibility, how to prepare.

  • How to tax a beneficial loan arrangement for a director or employee.

  • Interest-free loans from the government for some people on benefits: how to apply, check if you're eligible

  • Guidance on debt relief orders for debt advisers. To search, press ‘control’ and ‘f’ on your keyboard at the same time. A search box will appear.

  • Advanced Learner Loan and the Bursary Fund help with college or training course costs - funding, how to apply, application forms, repayments