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Rent a property at a discount to help with the cost of saving for a deposit to buy a home. Information on who is eligible and how to apply.

• Overview

  Rent to Buy helps tenants in England save for a deposit to buy a home by…

• Eligibility

  To be eligible for Rent to Buy, you must be: in full or part time…

• How the scheme works

  You apply to rent a property that is in the scheme. If you’re considered…

• How to apply

  If you live in England (excluding London), you can search for…

• Buying a home

  You can use the deposit you’ve saved to buy any home, including those…

How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.

• Overview

  Buying a home takes about 5 months on average. The process can take longer…

• Preparing to buy

  When you decide you want to buy a home, you may need to get a mortgage to…

• Deciding on a home

  There are different ways to own a property. Leasehold and freehold…

• Making an offer

  Before you make an offer, check: what the property is worth the number of…

• Transferring ownership (conveyancing)

  Once the offer is accepted, the seller is responsible for drawing up a…

• Tax

  You may need to pay: Stamp Duty Land Tax (SDLT) when you buy a home in…

• Making a complaint

  You can make a complaint to a company involved in the sale if you’re…

You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.

Find out about buying a home through shared ownership. Read about who can apply, costs, paying rent, buying more shares and repairing and selling your home.

Supporting the Armed Forces onto the home ownership ladder.

• Updated: 19 December 2022

Buy your rented home through the Right to Shared Ownership scheme: who can apply, how to apply, costs, paying rent, buying more shares, repairing and selling your home.

Help to Buy and affordable home ownership schemes to help first-time buyers and home movers - equity loan, ISA, shared ownership

New rules will give millions of Buy-Now, Pay-Later users key protections offered by other forms of credit.

• Updated: 17 October 2024

Buy your housing association home - including how to apply, who is eligible, discounts available and where to get help and advice.

• Updated: 3 July 2017