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Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.
If you’re a homeowner or have bought a shared ownership property, you…
If you qualify for Support for Mortgage Interest (SMI), you’ll usually get…
To be eligible for a Support for Mortgage Interest (SMI) loan, you need to…
When you apply for a qualifying benefit, you’ll be asked extra questions…
You’ll need to repay your SMI loan with interest if you sell or transfer…
You can still get financial help with your housing costs if your Income…
When you need permission to remortgage, how your lenders are involved, what documents you’ll need and how to apply.
You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.
Provides background on why the government has introduced a mortgage guarantee scheme, and how it works. The scheme is open to new 95% mortgages until 30 June 2025, with participating lenders offering 95% mortgages under the government guarantee from 19...
Paper forms which can be used by limited companies to register details about a company charge with Companies House.
The process you need to follow to repay your Help to Buy: Equity Loan when you decide to sell your home.
How to repay your Help to Buy: Equity Loan, either in full or in part, when you remortgage your home.
How you can add, remove or replace one or more homeowners, with a process known as a Transfer of Equity.
When you need permission to remortgage, what documents you’ll need and how to apply.
An example of the mortgage deed that homebuyers using Help to Buy: Equity Loan agreed to.
Official statistics in development on the numbers in receipt of Support for Mortgage Interest loans.
How to register a new charge at Companies House, or tell us about any you've paid off.
The process to repay all or part of your Help to Buy: Equity Loan, using your own money or other private funds.
Statistics on communication undertaken with claimants on the changes to Support for Mortgage Interest (SMI) and claimants’ intentions on taking up the loan.
Guidance for lenders on taking part in the scheme to pay Support for Mortgage Interest (SMI) direct to qualifying lenders.
This morning the Chancellor met the UK's principal mortgage lenders and the Financial Conduct Authority (FCA) to agree support for people struggling with mortgage repayments.
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