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Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.
If you’re a homeowner or have bought a shared ownership property, you…
If you qualify for Support for Mortgage Interest (SMI), you’ll usually get…
To be eligible for a Support for Mortgage Interest (SMI) loan, you need to…
When you apply for a qualifying benefit, you’ll be asked extra questions…
You’ll need to repay your SMI loan with interest if you sell or transfer…
You can still get financial help with your housing costs if your Income…
Paper forms which can be used by limited companies to register details about a company charge with Companies House.
You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.
When you need permission to remortgage, how your lenders are involved, what documents you’ll need and how to apply.
Provides background on why the government has introduced a mortgage guarantee scheme, and how it works. The scheme is open to new 95% mortgages until 30 June 2025, with participating lenders offering 95% mortgages under the government guarantee from 19...
Guidance for lenders on taking part in the scheme to pay Support for Mortgage Interest (SMI) direct to qualifying lenders.
Details of the rules for lenders offering the Help to Buy: mortgage guarantee scheme.
Get an audit of your secured lending to identify the risk of any unregistered security.
How to tax a beneficial loan arrangement for a director or employee.
Services for lenders and third parties working on their behalf that minimise mortgage risk and support due diligence.
How to repay your Help to Buy: Equity Loan, either in full or in part, when you remortgage your home.
Official statistics in development on the numbers in receipt of Support for Mortgage Interest loans.
If you're preparing land for homes, we can loan you up to £250 million to cover infrastructure and enabling costs.
Tax and reporting rules for employers providing loans to employees
When you need permission to remortgage, what documents you’ll need and how to apply.
Guidance and forms for homebuilders, mortgage brokers and lenders, and conveyancers. Help to Buy: Equity Loan has closed to applications.
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