Respond to a money claim

You must respond if someone claims you owe them money. You must respond by the date on the email or letter you receive.

There’s a different process in Scotland.

If you do not respond

You might get a County Court Judgment (CCJ) if you do not respond by the date on the letter or email.

If you get a CCJ:

  • bailiffs might be sent to your home or business
  • you might have problems getting credit, such as a mobile phone contract, credit card or mortgage

Respond to a money claim

Return to an existing claim

Sign in to your account to check updates and manage your response.

Help responding online

Contact Money Claims for help using this service.

moneyclaims@hmcts.gsi.gov.uk
Telephone: 0300 123 7050
Monday to Friday, 9am to 5pm
Find out about call charges