Find out if you’re eligible for Pension Credit and how much you could get.

You’ll need details of:

  • earnings, benefits and pensions
  • savings and investments

You’ll need the same details for your partner if you have one.

Who cannot use the calculator

You cannot use the calculator if you or your partner:

  • are deferring your State Pension
  • own more than one property
  • are self employed
  • have housing costs (such as service charges or Crown Tenant rent) which are neither mortgage repayments nor rent covered by Housing Benefit

Start now on the Pension Credit calculator

Other ways to apply

If you cannot use the calculator, you can find out about Pension Credit another way. What you do depends on whether you or your partner:

  • are deferring your State Pension
  • own more than one property, are self-employed or have certain housing costs

Deferring the State Pension

Call the Pension Service helpline and ask about Pension Credit.

Pension Service helpline
0800 731 0469
NGT text relay (if you cannot hear or speak on the phone): 18001 then 0800 731 0469
Monday to Friday, 9.30am to 3.30pm (except public holidays)
Find out about call charges

More than one property, self-employed or have certain housing costs

Call the Pension Credit application line.

Pension Credit application line
0800 99 1234
NGT text relay (if you cannot hear or speak on the phone): 18001 then 0800 99 1234
Monday to Friday, 9.30am to 3.30pm (except public holidays)
Find out about call charges