Before you start
You cannot use the calculator if you or your partner:
- are deferring your State Pension
- own more than one property
- are self employed
- have housing costs (such as service charges or Crown Tenant rent) which are neither mortgage repayments nor rent covered by Housing Benefit
If you cannot use the calculator, you can find out about Pension Credit another way.
Deferring the State Pension
Call the Pension Service helpline and ask about Pension Credit.
Pension Service helpline
0800 731 0469
NGT text relay (if you cannot hear or speak on the phone): 18001 then 0800 731 0469
Monday to Friday, 8am to 6pm (except public holidays)
Find out about call charges
More than one property, self-employed or have certain housing costs
Call the Pension Credit claim line.