Pension Credit calculator

Find out if you’re eligible for Pension Credit and how much you could get.

You’ll need details of:

  • earnings, benefits and pensions
  • savings and investments

You’ll need the same details for your partner if you have one.

This service is also available in Welsh (Cymraeg).

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Who cannot use the calculator

You cannot use the calculator if you or your partner:

  • are deferring your State Pension
  • own more than one property
  • are self employed
  • have housing costs (such as service charges or Crown Tenant rent) which are neither mortgage repayments nor rent covered by Housing Benefit
  • gets Housing Benefit for people over State Pension age, and the other person is under State Pension age

If you cannot use the calculator, you can call the Pension Credit claim line. There’s a different number if you have deferred claiming your State Pension.

Pension Credit claim line

0800 99 1234
NGT text relay (if you cannot hear or speak on the phone): 18001 then 0800 99 1234
Monday to Friday, 8am to 6pm (except public holidays)
Find out about call charges

Deferring the State Pension

Call the Pension Service helpline and ask about Pension Credit.

Pension Service helpline
0800 731 0469
NGT text relay (if you cannot hear or speak on the phone): 18001 then 0800 731 0469
Monday to Friday, 8am to 6pm (except public holidays)
Find out about call charges