Pension Credit calculator

Find out if you’re eligible for Pension Credit and how much you could get.

You’ll need details of:

  • earnings, benefits and pensions
  • savings and investments

You’ll need the same details for your partner if you have one.

This service is also available in Welsh (Cymraeg).

Start now on the Pension Credit calculator

Before you start

You cannot use the calculator if you or your partner:

  • are deferring your State Pension
  • own more than one property
  • are self employed
  • have housing costs (such as service charges or Crown Tenant rent) which are neither mortgage repayments nor rent covered by Housing Benefit

If you cannot use the calculator, you can find out about Pension Credit another way.

Deferring the State Pension

Call the Pension Service helpline and ask about Pension Credit.

Pension Service helpline
0800 731 0469
NGT text relay (if you cannot hear or speak on the phone): 18001 then 0800 731 0469
Monday to Friday, 9.30am to 3.30pm (except public holidays)
Find out about call charges

More than one property, self-employed or have certain housing costs

Call the Pension Credit claim line.

Pension Credit claim line
0800 99 1234
NGT text relay (if you cannot hear or speak on the phone): 18001 then 0800 99 1234
Monday to Friday, 8am to 6pm (except public holidays)
Find out about call charges