Whether you qualify depends on:
- your course
- your age
- your nationality or residency status
You will not be able to get a Postgraduate Master’s Loan if:
- you’re already getting payments from student finance for another course that you’re studying
- you received a Postgraduate Master’s Loan before - unless you left your course due to illness, bereavement or another serious personal reason
- you already have a master’s degree, or a qualification that’s equivalent or higher
- you’re behind in repayments for any previous loans from the Student Loans Company
You’ll still be eligible if you have a PGCE or a postgraduate diploma or certificate.
You will not get extra money if you repeat a year of your course.
- be a full, standalone master’s course (not a top-up course)
- be worth 180 credits - check the course provider’s website if you’re not sure
- have started on or after 1 August 2016
Your course must be provided by a university or college in the UK (including the Open University). The university or college must also be either:
- publicly funded
- a designated private provider - check with your provider if you’re not sure
If your course started in the 2016 to 2017 academic year, the private provider must have degree-awarding powers.
Your course can be taught or research-based.
It can be:
- full-time, lasting 1 or 2 academic years
- part-time, lasting 2 to 4 academic years - no more than twice the length of the equivalent full-time course
- part-time for up to 3 years, where no equivalent full-time course exists
Examples of postgraduate master’s qualifications include:
- MSc (master of science)
- MA (master of arts)
- MPhil (master of philosophy)
- MRes (master of research)
- LLM (master of law)
- MLitt (master of letters)
- MFA (master of fine art)
- MEd (master of education)
- MBA (master of business administration)
You cannot get a loan for a postgraduate certificate or diploma.
To qualify for a Postgraduate Master’s Loan for distance learning, you’ll need to be living in England on the first day of the first academic year of your course. You’ll also need to live in:
- England for the whole of your course - if you’re an EU national
- the UK for the whole of your course - if you’re not an EU national
This usually does not apply if you’re:
- serving in the armed forces
- a spouse or civil partner of a serving member of the armed forces
- a dependant parent living with a serving member of the armed forces
You will not be eligible for a Postgraduate Master’s Loan if your course is:
- integrated with an undergraduate degree - apply for undergraduate funding instead
- integrated with a doctoral degree - apply for a Postgraduate Doctoral Loan instead
You might be eligible for a Postgraduate Master’s loan if you’re taking a year out of an undergraduate course to study for a master’s.
But this will generally mean you are not entitled to undergraduate funding anymore because you’ll hold a higher level qualification.
Master of architecture
If you plan to study for a master of architecture (MArch) qualification full-time, apply for undergraduate support.
The Postgraduate Master’s Loan will only be available for an MArch if either:
- you’re taking a part-time course
- you’re not eligible for undergraduate funding for another reason
Healthcare and social work
You cannot get a Postgraduate Master’s Loan if you:
- are eligible for an NHS bursary
- get a Social Work Bursary - unless you only get a Placement Travel Allowance
This also applies for health and social work bursaries in Scotland, Wales and Northern Ireland.
You also cannot get a Postgraduate Master’s Loan if you’re starting a postgraduate pre-registration healthcare course on or after 1 August 2018. You may be eligible for a Tuition Fee Loan and Maintenance Loan instead.
You must be under 60 on the first day of the first academic year of your course.
The academic year is a period of 12 months starting on:
- 1 September, if your course starts between 1 August and 31 December
- 1 January, if your course starts between 1 January and 31 March
- 1 April, if your course starts between 1 April and 30 June
- 1 July, if your course starts between 1 July and 31 July
Your nationality or residency status
You can get the Postgraduate Master’s Loan if all of the following apply:
- you’re a UK or EU national, or have ‘settled status’, so there are no restrictions on how long you can stay
- you normally live in England, and did not move there just to study
- you’ve been living in the UK, the Channel Islands or the Isle of Man for 3 years before starting your course
You may also be eligible if you’re an EU national and all the following apply:
- you’re living in England on the first day of the first year of your course
- you’ve normally lived in the European Economic Area or Switzerland for the past 3 years (this is also known as being ‘ordinarily resident’)
- you’ll be studying at a university or college in England
You could also be eligible if you’re:
- the child of a Swiss national
- the child of a Turkish worker
- a refugee or a relative of one
- an EEA or Swiss migrant worker, or a relative of one
- under humanitarian protection or a relative of someone who has been granted it
- staying in the UK as a stateless person
- 18 or over and have lived in the UK for at least 20 years or at least half your life