National Housing Bank — Support for Registered Providers of affordable housing
Home's England's National Housing Bank is making low interest loans available. to support the delivery of new social and affordable housing.
Applies to England
We’re making low interest loans available to Private Registered Providers (including For-Profit Registered Providers) to support the delivery of new social and affordable housing.
The fund will total £2.5 billion with £1 billion administered by the National Housing Bank and the remaining £1.5 billion administered by the Greater London Authority. The loans will be made available through a competitive bidding process, following initial grant allocations made through the Social and Affordable Homes Programme (SAHP) 2026 to 2036.
Product information
Interest rate: 0.1%.
Term: 25 years with a single bullet repayment.
Loans are unsecured, subordinated, and will sit at corporate level.
Loans will be used to deliver the same strategic priorities and social and affordable housing tenures as funding under the SAHP.
Up to 10% of funding will be made available to support the acquisition of Section 106 affordable homes from developers.
Funding will be made available to draw down over a 4-year period (2026 to 2029).
Minimum and maximum loan sizes will apply per organisation.
How to apply
Enquire about funding and support from the National Housing Bank.