Policy paper
Scaling community lenders: the role of social investment
This report examines how social investment could be used to help community lenders offer affordable finance to people on low incomes.
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The community lending sector is diverse. It includes credit unions, personal lending Community Development Finance Institutions (CDFIs) and other lenders, including housing associations. This report examines the potential role of social investment in this sector, by exploring 3 ideas:
- community lenders have limited access to the capital they require to grow
- community lenders have an immediate need for investment
- social investment can play a role in meeting some of this demand
Published 8 January 2015