Policy paper

Policy statement on care and support funding reform

This publication was published under the 2010 to 2015 Conservative and Liberal Democrat coalition government

Policy statement on care and support funding reform.



Policy statement on care and support funding reform.

We want more people to be able to choose social care services without worrying about losing their home or savings.

We’re putting forward legislation to change the rules on financial help, so that from April 2017:

  • personal care costs will be capped at £75,000 over a person’s life time for care they’ve been assessed as needing by their local council (with a lower cap for people who need care before retirement age, and free care for people who have care needs when they turn 18)
  • people will get financial help if their property and savings are worth £123,000 or less
  • Less wealthy people and those with with the highest level of need get the most financial help

The new legislation will also mean that from 2015, no one will need to sell their home to pay for residential care costs during their lifetime. If someone needs residential care and can’t pay for it without selling their home, they will be able to defer payments until they are ready to sell.