Four ways to increase your new State Pension
Updated 23 June 2016
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The new State Pension won’t be the same amount for everyone. What you can claim will usually be based on your National Insurance (NI) record when you reach State Pension age. This means that you may be able to increase the amount of State Pension you get by:
- adding to your National Insurance record before reaching State Pension age
- opting to defer your State Pension
Get a State Pension statement
Go to www.gov.uk/check-state-pension
New State Pension
Find out more at www.gov.uk/yourstatepension
Here are 4 ways you can increase your new State Pension:
1. Keep paying National Insurance
You can keep working and paying National Insurance contributions until you reach State Pension age.
Find out when you reach State Pension age
2. Apply for National Insurance credits
Credits can fill gaps in your National Insurance record. They may increase the amount of new State Pension you get when you reach State Pension age.
See if you are eligible for National Insurance credits
3. Pay voluntary National Insurance contributions
You may be able to fill gaps in your National Insurance record by paying voluntary contributions.
Find out how to pay voluntary National Insurance contributions
4. Defer your State Pension
If you choose to delay claiming your new State Pension when you reach State Pension age, you may build up extra State Pension.