Policy paper

Help to Save: what it is and who it's for

This government saving scheme supports working people on low incomes to build their savings, and if you already have an account, you can sign in from this page.



Help to Save is a new government saving scheme to support working people on low incomes to build their savings.

Over 4 years, regular savers can deposit up to £50 a month and could receive up to £1,200 in tax-free bonuses.

This page explains:

  • what Help to Save is
  • who it’s for
  • how it works

The scheme will be introduced in 2018.

If you have already opened a Help to Save account, you can sign in.

Published 6 October 2017
Last updated 21 June 2018 + show all updates
  1. Information about Universal Credit added to section 2 (Who Help to Save is for).
  2. Added information about how to take part in the Help to Save trial.
  3. Page updated to include more detail about the trial phase and gradual roll-out of Help to Save accounts.
  4. The page has been updated with more detail on eligibility conditions.
  5. This paper has been updated to include more detail to reflect current policy.
  6. First published.