Guidance

Consumer savings schemes legislation for businesses

Guidance on the new legal duties to protect money held in 'consumer savings schemes' under the Digital Markets Competition and Consumers Act 2024.

• From: Department for Business and Trade
• Published: 18 November 2025

Documents

Consumer savings schemes legislation for businesses

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Details

From 1 January 2026, businesses that run consumer savings schemes, such as Christmas savings clubs, must protect customer payments and provide clear information about how they are safeguarded. This guidance explains what the new law requires and how to comply.

Published 18 November 2025