Skip to main content
Guidance

Approval of mortgage documentation (PG30)

How to apply for approval of standard forms of legal charge and related deeds used by lending institutions (practice guide 30).

Updates to this page

From:
HM Land Registry
Published:
13 October 2003
Last updated:
1 September 2025
Show all updates

  1. Section 3 has been amended as you now only need to send one copy of a mortgage deed to our Commercial Arrangements Section for approval.

  2. Section 3 has been amended as a result of a change of contact details for our Commercial Arrangements Section.

  3. Section 3 has been amended as a result of a change of contact details for our Commercial Arrangements Section.

  4. Section 4 has been amended to emphasise the potential effect of a breach of the undertaking on form ACD to inform us when a change is made to an approved form of charge or mortgage conditions.

  5. Sections 4 and 5 have been amended to explain that when any change to separately held but incorporated mortgage conditions is made, reapproval of the charge must be sought using form ACD.

  6. Section 6 has been amended to clarify that the execution clause of an approved form of charge does not form part of the approval.

  7. Section 1 has been amended as a result of the introduction of new form ADD for the approval of a deed of variation/priority/postponement. Section 3 has been amended to update the contact details for our Commercial Arrangements Section. Section 10 has been added to give guidance on applying for the approval of a digital mortgage.

  8. A minor update has been made in section 3 to change 'business days' to 'working days'.

  9. Section 3 has been amended to reflect that we will no longer accept applications by fax.

  10. Link to the advice we offer added.

  11. Section 5 has been amended to clarify that any scanned image of an approved charge lodged for registration must contain the MD reference allocated to the charge.

  12. The guide has been amended as a result of changes to our contact details.

  13. Welsh edition added.

  14. First published.

Applies to England and Wales

Documents

Practice guide 30: Approval of mortgage documentation

HTML

Details

Aimed at lenders, this guide tells you about the approval of standard forms of legal charge and deeds of variation, priority and postponement used by lending institutions. It applies only to deeds that will be registered or noted under the Land Registration Act 2002.

We only provide factual information and impartial advice about our procedures. Read more about the advice we give.

Webinars

You can join our free webinars for advice on a range of land registration topics and how to prepare quality applications.

Sign up for emails or print this page

Related content