3. Eligibility

To get a Funeral Payment you must be responsible for the funeral and:

  • claim in time
  • get certain benefits or tax credits
  • meet the rules on your relationship with the deceased

The rules are different if the person died outside the UK.

When to claim

You must apply within 3 months of the funeral. You can make a claim even if you’re waiting for a decision on a qualifying benefit.

Rules on your relationship with the deceased

You must be one of the following:

  • the partner of the deceased when they died
  • a close relative or close friend of the deceased
  • the parent of a baby stillborn after 24 weeks of pregnancy
  • the parent of the deceased child, if they were under 16 (or under 20 and not in full-time education)

If the parent is ‘absent’, you must be responsible for the child and the absent parent must get a qualifying benefit.

Benefits and tax credits

You (or your partner) must get one of:

  • Income Support
  • income-based Jobseeker’s Allowance
  • income-related Employment and Support Allowance
  • Pension Credit
  • Housing Benefit
  • the disability or severe disability element of Working Tax Credit
  • Child Tax Credit
  • Universal Credit

How much you get also depends on any other money available, eg from an insurance policy or the deceased’s estate.

If there’s a close relative of the deceased who isn’t getting one of the qualifying benefits you may not be able to claim Funeral Payment.

If you don’t qualify for a Funeral Payment

You may be able to get help with the cost of a funeral in other ways, such as by using money from the deceased’s bank account.