What you'll get

You can get up to:

  • £27,265 if your course starts on or after 1 August 2021
  • £26,445 if your course starts between 1 August 2020 and 31 July 2021
  • £25,700 if your course started between 1 August 2019 and 31 July 2020

The amount you’ll get is not based on you or your family’s income.

The Department for Work and Pensions (DWP) may take account of the loan when working out any benefits you receive.

The loan is paid directly to you. You can use it for your course fees and living costs.

The loan will be divided equally across each year of your course.

If you apply after your first year

You can apply for a Postgraduate Doctoral Loan in any year of your course. But if you apply after your first year, you might not get the maximum amount.

You can get up to:

  • £11,570 each year if your course starts on or after 1 August 2021
  • £11,222 each year if your course started between 1 August 2020 and 31 July 2021
  • £10,906 each year if your course started between 1 August 2019 and 31 July 2020

When you’re paid

You get the first payment after your course start date, once your university or college confirms that you’ve registered.

The loan will be paid in 3 instalments of 33%, 33% and 34% each year. After your application has been approved you’ll be sent a letter with your payment dates or you can check them in your online account.