Contracted out of the Additional State Pension
Check if you were contracted out
Most people who were employed before April 2016 were contracted out at some point.
If you’re under State Pension age
Check your State Pension forecast. If you were contracted out, your forecast will include a ‘Contracted-Out Pension Equivalent’ estimate.
If you’re over State Pension age
Check your payslips from before 6 April 2016. If you have any payslips with the category letters D, E, L, N or O, then you were contracted out.
You can also ask:
- your employers
- your pension providers
If you’ve lost contact with a pension provider, the Pension Tracing Service might be able to find their contact details.