You can apply for an Advanced Learner Loan to help with the costs of a course at a college or training provider in England.
Loan eligibility does not depend on your income and there are no credit checks.
Check if you’re eligible before you apply for an Advanced Learner Loan.
When you repay your loan
You’ll have to start repaying your loan when your income is over a certain amount (the ‘threshold’ amount).
You’ll be charged interest from the day you get the first payment.
Access to Higher Education (HE) course
Student Finance England will ‘write off’ any outstanding Advanced Learner Loan balances you owe for an Access to HE course once you complete a higher education course. This means you do not have to repay it.
The higher education course must be eligible for student finance.
Loan Bursary Fund
You may also be eligible for money from the Advanced Learner Loan Bursary Fund if you need help with some costs while studying, for example childcare, travel or trips related to your course.
Use the Money Advice Service to work out the cost of borrowing.