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If your income has gone down

You can apply for a current year income assessment if you think your household income this tax year will be at least 15% lower than the year you’ve been asked to give details about.

The current tax year is 6 April 2022 to 5 April 2023.

Check you’re eligible for a current year income assessment

To apply, the student must be on a course where their student finance is based on your household income.

Your total estimated household income for the full current tax year must be at least 15% lower than for a previous tax year.

The previous tax year will be:

  • 2020 to 2021 if your child or partner is applying for the 2022 to 2023 academic year
  • 2019 to 2020 if your child or partner is applying for the 2021 to 2022 academic year
  • 2018 to 2019 if your child or partner is applying for the 2020 to 2021 academic year

You’ll qualify for an assessment if your expected household income after the 15% decrease is between £25,000 and £58,259 a year.

If your household income is more than £58,259 a year but less than £70,027 a year, you may still qualify depending on the student’s circumstances. Check how you’re assessed and paid.

If your total household income is likely to be less than £25,000 a year, you will not be able to get an assessment unless the student needs it to get:

How to apply

To apply, you must have already created an online account and given information about a previous tax year.

You then need to complete these 3 steps.

  1. Fill in a current year income assessment form and send it to Student Finance England.

  2. Keep your income details up to date during the year.

  3. Confirm your actual income at the end of the tax year.

Fill in a current year income assessment form

Fill in the form and send it to Student Finance England. You can do this through your online account, or print out the form and send it by post.

If you’re the parent of the student and your partner also lives in the household, you’ll both need to complete the form, even if only one income has changed.

This is because you’re assessed on household income from the same tax year.

When you’re estimating your income, include:

  • working overtime or extra hours
  • any maternity or paternity pay
  • any casual work, shift work or contract work
  • any pay rises, bonuses or redundancy pay
  • income changes from changing jobs or returning to work
  • income from self-employment

Student Finance England
PO Box 210
Darlington
DL1 9HJ

Academic year Course type Form
2022 to 2023 Any Current year income assessment form - 2022 to 2023
2021 to 2022 Any Current year income assessment form - 2021 to 2022
2020 to 2021 Any Current year income assessment form - 2020 to 2021

Keep your income details up to date

If your income changes during the year, send a new current tax year income assessment form to Student Finance England as soon as possible.

You’ll be reassessed and the amount of money your student is entitled to might go up or down. Student Finance England will contact the student directly to let them know.

If you do not keep your income details up to date your student may be overpaid. They’ll have to pay back any overpayment straight away.

Confirm your income at the end of the tax year

After the tax year finishes you must send evidence of what your actual income was for the year. You’ll usually be sent a form to fill in at the start of May.

If you’re self-employed

If you have not completed your tax return yet, fill in the form to ask to delay providing evidence until after the Self Assessment deadline (January the following year).

You still need to return evidence for any other employment, for example if you had a salaried job earlier in the year.

If your household income is different from what you estimated

How much your student is entitled to will change. If your actual income was:

  • lower - your student might be entitled to more money
  • higher - your student will have to repay any extra money they received

If you do not send in evidence your student will only be entitled to basic student finance. They’ll have to repay any extra money they got based on your income straight away.