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Get help with savings if you're on a low income (Help to Save) - how it works, what you'll get, eligibility, how it affects your benefits and how to apply online.

• How it works

  Help to Save is a type of savings account. It allows certain people…

• What you’ll get

  You can earn 2 tax-free bonuses over 4 years. You’ll get any bonuses…

• Eligibility

  You can open a Help to Save account if you’re receiving: Working Tax…

• How it will affect your benefits

  Saving money though a Help to Save account could affect your eligibility…

• How to apply

  You’ll need to sign in to set up a Help to Save account. If you do not…

Tax advantages on employee share schemes including Share Incentive Plans, Save As You Earn, Company Share Option Plans and Enterprise Management Incentives

• Overview

  Your employer may offer you company shares as a reward for working for…

• Share Incentive Plans (SIPs)

  This gives you the option to regularly save and buy shares. If you get…

• Save As You Earn (SAYE)

  This is a savings-related share scheme where you can buy shares with your…

• Company Share Option Plan

  This gives you the option to buy up to £60,000 worth of shares from 6…

• Enterprise Management Incentives (EMIs)

  A company can offer you Enterprise Management Incentives (EMIs) if it has…

• Employee shareholder shares

  To be an employee shareholder, you must own shares in your employer’s…

• Transferring your shares to an ISA

  You can transfer up to £20,000 of employee shares into a stocks and shares…

• Reporting the gain on your shares

  The ‘gain’ is the profit you make when you sell shares that have increased…

Use employment related securities (ERS) to reward, retain or give incentives to your employees, including any tax advantages.

• Updated: 10 October 2024

Work out how much money you'll get when you retire and plan ahead - State Pension, Pension Credit, National Insurance

Types of ISA available, the tax-free ISA allowance, withdrawing money and transferring ISAs

Income Support is extra money to help people on a low income or none at all - rates, eligibility and how to claim

Find out about tax reliefs available to individuals who invest in certain companies, social enterprises, or Venture Capital Trusts.

• Updated: 6 October 2023

Personal pay and tax records you must keep to fill in a Self Assessment tax return: which records to keep, how long to keep records.

Work out how much annual allowance you get for your pension savings for 2016 to 2017 and each later tax year.

• Updated: 16 July 2024

When you start repaying your student loan, your monthly repayments, what to do if you have 2 jobs or are self-employed, how to get a refund if you've overpaid.