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Interest-free loans from the government for some people on benefits: how to apply, check if you're eligible

• How they work

  A Budgeting Loan can help pay for: furniture or household items (for…

• Check if you're eligible

  To get a Budgeting Loan you must have been getting one or more of these…

• What you could get

  The lowest amount you can borrow is £100. You could get up to: £348 if…

• Paying back the loan

  A Budgeting Loan is interest free so you only pay back what you borrow.…

• Apply for a Budgeting Loan

  Check you’re eligible before you apply for a Budgeting Loan. You can apply…

• After you apply

  After you apply you’ll be given a decision on your application. You need…

• Other help you can get

  You may be able to get other kinds of support, including: help from your…

Advanced Learner Loan and the Bursary Fund help with college or training course costs - funding, how to apply, application forms, repayments

• Overview

  You can apply for an Advanced Learner Loan to help with the costs of a…

• What you'll get

  How much you get depends on: the type of course your course fees the…

• Eligibility

  Whether you qualify for an Advanced Learner Loan depends on your: age…

• How to apply

  Check with your college or training provider that the course qualifies.…

• Bursary fund

  You may apply to get money from the Loan Bursary Fund after you’ve…

The order imposes new obligations on online and high street payday lenders.

• Updated: 11 February 2021

• Updated: 25 November 2016

• Updated: 3 December 2020

Get a benefit advance if you've applied for a benefit for the first time and cannot afford to wait for the first payment

Payday lending reports to help inform government and regulators on consumer credit regulations transfer to the Financial Conduct Authority.

• Updated: 3 October 2013

Find out about loans that count as qualifying loans.

• Updated: 30 December 2019

Guidance on making employees' student loan and postgraduate loan deductions in different circumstances.

• Updated: 6 April 2025

How to make debt deductions from an employee's pay because of an 'attachment of earnings order' (AEO) from a court. Includes information from the withdrawn A/E guidance.