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• Updated: 25 June 2021

Find out how to claim a refund on the National Insurance (NI) you’ve paid to HM Revenue and Customs (HMRC).

FCDO travel advice for Montenegro. Includes safety and security, insurance, entry requirements and legal differences.

• Updated: 13 August 2026

• Warnings and insurance

  Travel disruption Airports can be very busy during the summer months, with…

• Entry requirements

  This information is for people travelling on a full ‘British citizen’…

• Safety and security

  Terrorism There is a high threat of terrorist attack globally affecting UK…

• Health

  Before you travel check that: your destination can provide the healthcare…

• Getting help

  The Foreign, Commonwealth & Development Office (FCDO) cannot provide…

If your employer is 'insolvent' this means it cannot pay its debts - your rights if this happens, claiming money owed to you, where to get advice

Rules on what motor insurance you need, what to do if you're in an accident, insurance for driving abroad, penalties for uninsured vehicles and drivers.

If you’re travelling abroad, you should take out appropriate travel insurance before you go.

• Updated: 2 August 2024

• Updated: 12 August 2026

How to pay your voluntary Class 3 National Insurance contributions - online, Direct Debit, bank transfer, cheque.

National Insurance - your National Insurance number, how much you pay, National Insurance rates and classes, check your contributions record.

How to pay Class 2 self-employed National Insurance contributions - online, bank transfer, cheque, payslips.