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Find out about buying a home through shared ownership. Read about who can apply, costs, paying rent, buying more shares and repairing and selling your home.

• How shared ownership works

  You can buy a home through the shared ownership scheme if you cannot…

• Who can apply

  You can buy a home through shared ownership if both of the following are…

• Costs

  You’ll need to plan for all the costs when buying a home. When you’ve…

• Paying rent

  For a shared ownership home, you need to pay rent to your landlord for the…

• Apply

  There are 4 steps to apply for a shared ownership home. 1. Check if you…

• Finding a shared ownership home

  There are several places where you can search for shared ownership homes…

• Repairs and home improvements

  You will need to pay for repairs and maintenance no matter what share you…

• Buying more shares ('staircasing')

  You can buy more shares in your home after you become the owner. This is…

• Selling your home

  You can sell your shared ownership home at any time. If you own 100% of…

• Renting out all or part of your home (subletting)

  You can normally rent out (sublet) a room in the home, but you must live…

• Help and advice

  You can get free advice about how to buy a shared ownership home or…

Find out if you're eligible for the Warm Homes: Local Grant to make energy saving improvements to a home.

Park (mobile) home owner rights and responsibilities - fees and repairs, selling or giving away a home and residents' associations, settling disputes

• Your rights and obligations

  Your rights and obligations are listed in a written agreement with the…

• Renting a park home

  You have a rent contract if you pay rent to a landlord. It does not have…

• Charges

  Pitch fee You have to pay a ‘pitch fee’ to the park owner to rent the land…

• Selling or giving away a park home

  Selling The park owner gets up to 10% of the selling price (known as a…

• Park repairs and improvements

  Park owners are responsible for: keeping common areas (like shared paths)…

• Residents’ associations

  You can set up a ‘qualifying’ residents’ association to represent home…

• Settling disputes

  If you have a dispute with the park owner that you cannot work out, you…

How to make your home greener and reduce your energy bills: upgrade your boiler, insulate your loft, draught-proof windows and doors, find out about energy grants.

What structural alterations are, when and how to apply for permission, how they may affect your home's value and what you owe on your equity loan.

• Updated: 4 February 2022

Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.

Buy your rented home through the Right to Shared Ownership scheme: who can apply, how to apply, costs, paying rent, buying more shares, repairing and selling your home.

How to take part in research to help improve buying and selling.

• Updated: 6 July 2023

Find out about tax as a landlord, and how to work out your rental income if you rent out property.

• Updated: 19 March 2025

Complain about Green Deal providers or installers, what to do if you sell or move into a property with a Green Deal loan