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Provides background on why the government has introduced a mortgage guarantee scheme, and how it works. The scheme is open to new 95% mortgages until 30 June 2025, with participating lenders offering 95% mortgages under the government guarantee from 19...
This morning the Chancellor met the UK's principal mortgage lenders and the Financial Conduct Authority (FCA) to agree support for people struggling with mortgage repayments.
This Charter sets out the standards lenders will adopt when helping their customers; signatories will provide borrowers with new flexibilities to manage their mortgage payments over a short period.
Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.
How to tax a beneficial loan arrangement for a director or employee.
How the First Homes scheme works, who is eligible, how to apply and the rules for managing a First Homes property after you buy one.
How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.
How to sell a home: Energy Performance Certificates (EPCs), using estate agents, finding a legal professional, getting offers, transferring ownership and making complaints.
Find out about buying a home through shared ownership. Read about who can apply, costs, paying rent, buying more shares and repairing and selling your home.
Buy your rented home through the Right to Shared Ownership scheme: who can apply, how to apply, costs, paying rent, buying more shares, repairing and selling your home.
Details of the rules for lenders offering the Help to Buy: mortgage guarantee scheme.
How to carry out a flood risk assessment so that you can complete your planning application.
When you need permission to remortgage, what documents you’ll need and how to apply.
The Department for Education (DfE) today (23 August 2023) confirmed annual updates to interest rates and repayment thresholds for undergraduate Income Contingent Student Loans, interest rates for postgraduate loans, and the interest rates and deferment threshold for Mortgage Style Student...
The legal process of repossession, including what your mortgage lender must do, repossession hearings, possession orders and help with legal costs
When you need permission to remortgage, how your lenders are involved, what documents you’ll need and how to apply.
You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.
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