Tax on savings

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Services

• Tax on savings interest

  You do not pay tax on your savings interest if you're on a low income.

• Interest on savings for children

  How children's savings accounts are taxed, and the £100 limit on savings given by parents

• Individual Savings Account annual return and claim (ISA14)

  Use form ISA14 to make an annual return and claim tax relief on tax paid on Individual Savings Account (ISA) investments.

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Guidance and regulation

• Check if you have unused annual allowances on your pension savings
  • Detailed guide
  • 6 April 2023
  • HM Revenue & Customs
• Check if you’ve gone above the money purchase annual allowance
  • Detailed guide
  • 6 April 2023
  • HM Revenue & Customs
• Submitting annual returns of statistical information for ISA managers
  • Detailed guide
  • 6 April 2024
  • HM Revenue & Customs
• Lifetime ISA withdrawals for a first time residential purchase
  • Detailed guide
  • 10 April 2024
  • HM Revenue & Customs
• Digital reporting for Lifetime ISAs
  • Detailed guide
  • 9 August 2023
  • HM Revenue & Customs

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Research and statistics

• Evaluation of the Help to Save scheme
  • 3 November 2025
  • HM Revenue & Customs
  • Research
• Understanding the Lifetime ISA: Non-holder quantitative research
  • 4 September 2025
  • HM Revenue & Customs
  • Research
• Understanding the use of the Lifetime ISA: qualitative research
  • 22 April 2025
  • HM Revenue & Customs
  • Research
• Savings allowance beneficiaries with above-average savings income
  • 30 June 2022
  • HM Revenue & Customs
  • Research
• Help to Save customer experience
  • 2 September 2021
  • HM Revenue & Customs
  • Research

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Policy papers and consultations

• Lifetime Individual Savings Account: Reduction of withdrawal charge in response to coronavirus (COVID-19)
  • 25 March 2021
  • HM Revenue & Customs
  • Policy paper
• Child Trust Funds and Junior Individual Savings Accounts subscription limit changes from 6 April 2020
  • 12 March 2020
  • HM Revenue & Customs
  • Policy paper
• Increasing the Junior Individual Savings Account subscription limit for 2019 to 2020
  • 22 February 2019
  • HM Revenue & Customs
  • Policy paper
• The starting rate of tax for savings
  • 19 March 2014
  • HM Revenue & Customs
  • Policy paper

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Organisations

• HM Revenue
  & Customs