1. Overview

Home Responsibilities Protection (HRP) was a scheme to help protect a person’s State Pension. It has been replaced with National Insurance credits for parents and carers.

You may still be able to apply for HRP if you were:

  • caring for a sick or disabled person for a complete tax year before April 2010
  • a foster carer for a complete tax year before April 2010

National Insurance credits for parents and carers replaced HRP from 6 April 2010. If you reach State Pension age on or after 6 April 2010 and you had years of HRP before 6 April 2010, these years have been converted into National Insurance credits, up to a maximum of 22 years. These will go towards your basic State Pension.

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