1. Overview

Home Responsibilities Protection (HRP) was a scheme to help protect a person’s State Pension. It has been replaced with National Insurance credits for parents and carers.

You may still be able to apply for HRP if you were:

  • caring for a sick or disabled person for a complete tax year before April 2010
  • a foster carer for a complete tax year before April 2010

National Insurance credits for parents and carers replaced HRP from 6 April 2010.

Any HRP credits you had before 6 April 2010 have been converted into National Insurance credits (up to a maximum of 22 years). You must have reached State Pension age on or after 6 April 2010 for these credits to go towards your State Pension.