The publication presents estimates on:
SMI claimants subject to £100,000 and £200,000 capital limits in calculating SMI entitlement
- average eligible mortgage capital of SMI claimants and the proportion of claimants with eligible mortgage capital over £100,000
- number and value of Home Ownership for People with Long-Term Disabilities (HOLD) mortgage sales
- Income Support (IS) claimants with disabilities, by housing tenure
More about SMI
SMI helps protect claimants on qualifying benefits with mortgages from repossession during periods of unemployment, sickness or retirement by contributing towards the interest payments on the claimant’s mortgage.
Claimants are eligible if they have a mortgage and are in receipt of Income Support (IS), income-based Jobseeker’s Allowance (JSA), income-related Employment and Support Allowance (ESA), Pension Credit (PC) or have no earnings on Universal Credit (UC).