Official Statistics

Analysis of Future Pension Incomes 2025

An estimate of the number and proportion of working age individuals who are undersaving for their retirement and future average pension incomes.

Documents

Analysis of Future Pension Incomes 2025 - Data

Details

This ad-hoc release of statistics provides a new estimate of the number and proportion of working age individuals who are undersaving for retirement, and future average pension incomes.

The publication updates the analysis Department for Work and Pensions (DWP) published in Analysis of future pension incomes 2023.

The report seeks to answer:

  • What is the current level of undersaving for retirement of working-age individuals?

  • Which groups are undersaving?

  • What is the depth of undersaving?

  • How do retirement outcomes change, for example through retiring early?

  • What do retirement incomes look like for future retirees?

Updates to this page

Published 21 July 2025

Sign up for emails or print this page