Combined Pension Statement: your State Pension estimate explained (CPS5T)

This guide will help you understand the information in your State Pension statement.

This publication was withdrawn on

The Combined Pension Statement service is no longer available and this leaflet is no longer current.

You can now get a State Pension forecast online.


Your State Pension estimate explained: combined pension statement

Welsh: Eglurhad o’ch amcangyfrif o Bensiwn y Wladwriaeth: datganiad pensiwn cyfunol


This leaflet explains how the estimates in your State Pension statement are worked out and gives you other useful information about the State Pension.

Published 3 April 2013
Last updated 17 August 2015 + show all updates
  1. Removed references to alternative arrangements in Northern Ireland from the leaflets. These leaflets cover Northern Ireland.

  2. Replaced English version of CPS5T - removed references to Northern Ireland.

  3. Published revised leaflets due to State Pension increase.

  4. Published revised editions of the leaflet.

  5. Replaced leaflets with revised versions - changes for existing State Pension for people reaching State Pension age before 6 April 2016 and the new State Pension for people reaching State Pension age on of after 6 April 2016.

  6. First published.