Independent report

Third Review of State Pension age: Government Actuary’s Report Terms of Reference

These are the terms of reference for the Government Actuary’s report.

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The Pensions Act 2014 requires the government to review the State Pension age every 6 years.

As part of this review, the Government Actuary must prepare a report for the Secretary of State for Work and Pensions about State Pension age. The Government Actuary looks at whether the rules about pensionable age mean that, on average, a person who reaches pensionable age within a specified period can be expected to spend a specified proportion of their adult life in retirement.

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Published 21 July 2025

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