This study reviews international research with the aim to understand better the impact that telematics insurance products have on novice drivers’ driving behaviour and collision rates.
It also assesses whether the impact of telematics-based insurance on young novice driver collision rates could be established using only insurance data as a primary data source.
The study concludes that, due to methodological constraints, further primary research is needed to explore the effect of telematics devices on the behaviour of young and novice drivers.
In response, the Department for Transport has commissioned a further study which is broader in its scope. This additional research will assess the relative effectiveness of a variety of behavioural and technological interventions, including telematics. It will:
- examine the ability of these interventions to influence young and novice drivers’ attitudes and behaviours
- identify which interventions may have the greatest potential to reduce collision rates