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Policy paper

Lenders signed up to the Charter, and their commitments

Updated 16 June 2022

This was published under the 2019 to 2022 Johnson Conservative government

This policy paper was withdrawn on

The SME Finance Charter was a voluntary agreement launched in October 2019 by UK banks and finance providers. It was designed to support small and medium-sized enterprises through economic challenges resulting from EU Exit and the COVID-19 pandemic, and no longer applies.

Backing your business: our plan for small and medium-sized businesses sets out a long-term direction for the government’s support for smaller firms, including measures to support businesses to access the finance they need. Businesses can also refer to the Business Growth Service to find information on access to finance and funding options.

A number of lenders have now signed up to the SME Finance Charter. We have listed them here, along with a link to the commitments they have made.

Lender Commitment
Aldermore SME Finance Charter
Art Business Loans SME Finance Charter
Bank of Scotland The SME Finance Charter
Barclays UK SME Charter Commitments
BCRS SME Finance Charter
Business Enterprise Fund The SME Finance Charter
Compass Business Finance SME Charter
CWRT Our commitment to the SME Finance Charter
Enterprise Answers SME Finance Charter
Funding Circle Our commitment to the SME Finance Charter
Haydock Finance SME Finance Charter
HSBC HSBC UK and the SME Finance Charter
Let’s Do Business Finance Our commitments
Lloyds Bank The SME Finance Charter
NatWest SME Finance Charter
NEL SME Finance Charter
Optimum Finance SME Finance Charter
RBS SME Finance Charter
Santander UK The SME Finance Charter
Secure Trust Bank The SME Finance Charter
Shire Leasing SME Finance Charter
Simply Finance Simply signs up to the SME Finance Charter
SWIG Finance The SME Finance Charter
Ulster Bank SME Finance Charter
Ultimate Finance SME Finance Charter
Virgin Money UK Virgin Money and the SME Finance Charter