Guidance

Service charge loans

Advises housing associations of the right to a loan from Homes England for the year ending 31 March 2019.

• From: Homes England
• Published: 1 March 2014
• Last updated: 19 September 2025
  Show all updates

  1. 19 September 2025

     Message added to show this guidance is under review.

  2. 3 February 2021

     Added accessible version of The Housing (Service Charge Loans) Regulations 1992.

  3. 11 July 2019

     We have updated the Service Charge Loan Documentation to the 2019 - 2020 version

  4. 3 July 2018

     Update to latest guidance.

  5. 20 July 2015

     Documentation for 2015 to 2016

  6. 1 March 2014

     First published.

Applies to England

Documents

The Housing (Service Charge Loans) Regulations 1992

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Details

This guidance is under review. Figures are for the year ending 31 March 2020 and included for indicative purposes only.

The Housing (Service Charge Loans) Regulations 1992 came into force on 17 August 1992. They state that, provided certain conditions are met, some leaseholders have the right to request a loan from Homes England.