Numbers of revoked and declined DROs by reason, 2024/25
Published 15 May 2025
Applies to England and Wales
© Crown copyright 2025
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The tables below show the numbers of debt relief orders (DROs) in England & Wales that were revoked or declined, broken down by reason. The period covered is the 2024/25 financial year based on the date the DRO was declined or revoked.
A DRO is declined when at the application stage, the Insolvency Service determines that the applicant is not eligible for a DRO and therefore that the order should not be made. A DRO is revoked when the Insolvency Service determines that a person subject to a DRO no longer meets the eligibility criteria.
Table 1: Number of revoked DROs by reason, England & Wales, 1 April 2024 to 31 March 2025
| Reason | Number |
|---|---|
| Assets Exceeded | 66 |
| Liabilities Exceeded | 63 |
| Disposable Income Exceeded | 46 |
| No Reason Selected | 28 |
| Other | 6 |
| Total | 209 |
Source: Insolvency Service administrative systems
Table 2: Number of declined DROs by reason, England & Wales, 1 April 2024 to 31 March 2025
| Reason | Number |
|---|---|
| IVA or FTVA | 40 |
| Preferred Creditor | 40 |
| Previous DRO | 39 |
| External DRO or BKT | 23 |
| No Reason Selected | 12 |
| Property Sold for Less | 12 |
| External Liabilities Exceeded | 11 |
| Active Mortgage | 8 |
| Potential IVA or FTVA | 6 |
| Assets Exceeded | 6 |
| Stated Owns Property | 5 |
| Vehicle Value Exceeded | 5 |
| Other | 13 |
| Total | 220 |
Source: Insolvency Service administrative systems