Guidance

Trothwyau enillion tramor ar gyfer benthyciadau myfyrwyr Cynllun 5, 2025-26

Published 30 September 2025

Applies to England

Mae’r trothwyon hyn yn berthnasol i fenthyciadau myfyrwyr Cynllun 2 rhwng Ebrill 2025 a Mawrth 2026.

Y swm ad-daliad misol sefydlog yw faint y codir tâl arnoch os na roddwch y wybodaeth sydd ei hangen arnom.

Rydym yn defnyddio’r trothwy enillion isaf i gyfrifo faint y byddwch yn ei ad-dalu. Fel arfer byddwn yn defnyddio’r trothwy enillion is a’r trothwy enillion uchaf i gyfrifo faint o log i’w gymhwyso i’ch balans (RPI plws hyd at 3%). 

Gwlad/Tiriogaeth Arian cyfred Cyfradd gyfnewid Trothwy enillion (GBP) Ad-daliad misol sefydlog (GBP)
Affganistan Affgan 0.010752 £5,000.00 £82.40  
Ynysoedd Åland Ewro 0.848248 £25,000.00 £412.00  
Albania Leke 0.0084 £10,000.00 £164.80  
Algeria Dinar Algeraidd 0.005828 £10,000.00 £164.80  
Samoa Americanaidd Doler UD 0.782044 £30,000.00 £494.40  
Andorra Ewro 0.848248 £20,000.00 £329.60  
Angola Kwanza 0.000893 £10,000.00 £164.80  
Anguilla Doler Caribi Dwyreiniol 0.289452 £25,000.00 £412.00  
Antarctica Doler UD 0.782044 £25,000.00 £412.00  
Antigwa a Barbuda Doler Caribi Dwyreiniol 0.289452 £20,000.00 £329.60  
Yr Ariannin Peso Yr Ariannin 0.000869 £15,000.00 £247.20  
Armenia Dram 0.001993 £10,000.00 £164.80  
Ariwba Gildern Ariwbaidd 0.43691 £25,000.00 £412.00  
Awstralia Doler Awstralaidd 0.518403 £30,000.00 £494.40  
Awstria Ewro 0.848248 £25,000.00 £412.00  
Azerbaijan Azerbaijanian Manat 0.459939 £10,000.00 £164.80  
Y Bahamas Dolar 0.782044 £30,000.00 £494.40  
Bahrain Dinar Bahrain 2.079867 £15,000.00 £247.20  
Bangladesh Taka 0.006806 £10,000.00 £164.80  
Barbados Doler Barbados 0.391037 £35,000.00 £576.80  
Belarus Rwbl Belarwsaidd 0.23888 £10,000.00 £164.80  
Gwlad Belg Ewro 0.848248 £25,000.00 £412.00  
Belize Doler Belizeaidd 0.387342 £15,000.00 £247.20  
Benin Ffranc CFA (BEAC) 0.001293 £10,000.00 £164.80  
Bermwda Doler Bermwdaidd 0.782044 £35,000.00 £576.80  
Bhwtan Bhutanese Ngultrum 0.009361 £10,000.00 £164.80  
Bolifia Bolifiaidd 0.113228 £10,000.00 £164.80  
Bonaire, Sant Eustatius a Saba Doler UD 0.782044 £25,000.00 £412.00  
Bosnia a Herzegovina Trosiadwy Marka 0.433727 £10,000.00 £164.80  
Botswana Pula 0.057813 £10,000.00 £164.80  
Ynys Bouvet Krone Norwyaidd 0.073267 £25,000.00 £412.00  
Brasil Real Brasilaidd 0.147826 £15,000.00 £247.20  
Tiriogaeth Cefnfor yr India Brydeinig Doler UD 0.782044 £25,000.00 £412.00  
Brunei Doler Bruneu 0.58548 £10,000.00 £164.80  
Bwlgaria Lev Bwlgaraidd 0.433727 £10,000.00 £164.80  
Burkina Faso Ffranc CFA (BEAC) 0.001293 £10,000.00 £164.80  
Burundi Ffranc Burundi 0.000272 £5,000.00 £82.40  
Cambodia Riel 0.000192 £10,000.00 £164.80  
Y Camerwn Ffranc CFA (BEAC) 0.001293 £10,000.00 £164.80  
Canada Doler Canadaidd 0.572705 £25,000.00 £412.00  
Cape Verde Escudo Cape Verde 0.007693 £15,000.00 £247.20  
Ynysoedd Cayman Doler Ynysoedd Cayman 0.951656 £35,000.00 £576.80  
Gweriniaeth Affricanaidd Ganol Ffranc CFA (BEAC) 0.001293 £10,000.00 £164.80  
Tsiad Ffranc CFA (BEAC) 0.001293 £10,000.00 £164.80  
Ynysoedd y Sianel Punt Prydeinig 1 £25,000.00 £412.00  
Tsile Peso Tsileaidd 0.000836 £15,000.00 £247.20  
Tsieina Yuan Renminbi 0.10879 £15,000.00 £247.20  
Ynys y Nadolig Doler Awstralaidd 0.518403 £30,000.00 £494.40  
Ynysoedd Cocos (Keeling) Doler Awstralaidd 0.518403 £30,000.00 £494.40  
Colombia Peso Colombaidd 0.000194 £10,000.00 £164.80  
Comoros Ffranc Congolaidd 0.001724 £10,000.00 £164.80  
Congo Ffranc Congolaidd 0.000279 £10,000.00 £164.80  
Congo, Gweriniaeth Dwyrain Ffranc Congolaidd 0.000279 £10,000.00 £164.80  
Ynysoedd Cook Doler Seland Newydd 0.476372 £25,000.00 £412.00  
Cosat Rica Colon Costa Ricaidd 0.001519 £20,000.00 £329.60  
Cote d’Ivoire Ffranc CFA (BEAC) 0.001293 £10,000.00 £164.80  
Croatia Ewro 0.848248 £15,000.00 £247.20  
Ciwba Peso Ciwbaidd 0.032163 £15,000.00 £247.20  
Cwrasao Gilder Caribiaidd 0.437573 £25,000.00 £412.00  
Cyprus Ewro 0.848248 £20,000.00 £329.60  
Gweriniaeth Czech Coruna Czech 0.033833 £15,000.00 £247.20  
Denmarc Krone Danaidd 0.113724 £25,000.00 £412.00  
Djibouti Djiboutian Franc 0.004396 £15,000.00 £247.20  
Dominica Doler Caribi Dwyreiniol 0.289452 £15,000.00 £247.20  
Y Weriniaeth Ddominicaidd Dominican Peso 0.013221 £15,000.00 £247.20  
Ecwador Doler UD 0.782044 £10,000.00 £164.80  
Aifft Punt Aifftaidd 0.017795 £5,000.00 £82.40  
El Salvador Doler UD 0.782044 £15,000.00 £247.20  
Equatorial Guinea Ffranc CFA (BEAC) 0.001293 £10,000.00 £164.80  
Eritrea Nafka 0.052138 £10,000.00 £164.80  
Estonia Ewro 0.848248 £20,000.00 £329.60  
Ethiopia Birr Ethiopaidd 0.010126 £15,000.00 £247.20  
Ynysoedd Faeroe Krone Danaidd 0.113724 £25,000.00 £412.00  
Ynysoedd y Falkland Punt Faulkland 1 £25,000.00 £412.00  
Taleithiau Cyfunol o Ficronesia Doler UD 0.782044 £30,000.00 £494.40  
Ffiji Doler Ffiji 0.348663 £10,000.00 £164.80  
Ffindir Ewro 0.848248 £25,000.00 £412.00  
Ffrainc Ewro 0.848248 £20,000.00 £329.60  
Guiana Ffrengig Ewro 0.848248 £20,000.00 £329.60  
Polynesia Ffrengig Ffranc CFP 0.007109 £25,000.00 £412.00  
Tirogaeth Ffrengig y De Ewro 0.848248 £20,000.00 £329.60  
Gabon Ffranc CFA (BEAC) 0.001293 £10,000.00 £164.80  
Gambia Dalasi 0.011399 £10,000.00 £164.80  
Georgia Lari 0.288825 £10,000.00 £164.80  
Almaen Ewro 0.848248 £25,000.00 £412.00  
Ghana Cedi Ghanaidd 0.054724 £10,000.00 £164.80  
Gibraltar Punt Prydeinig 1 £25,000.00 £412.00  
Groeg Ewro 0.848248 £15,000.00 £247.20  
Yr Ynys Las Krone Danaidd 0.113724 £25,000.00 £412.00  
Grenada Doler Caribi Dwyreiniol 0.289452 £20,000.00 £329.60  
Guadeloupe Ewro 0.848248 £20,000.00 £329.60  
Guam Doler DU 0.782044 £30,000.00 £494.40  
Guatemala Quetzal 0.100714 £10,000.00 £164.80  
Gini - Ffranc Giniaidd 0.000091 £10,000.00 £164.80  
Gini - Bissau Ffranc CFA (BCEAO) 0.001293 £10,000.00 £164.80  
Gaiana Doler Guyanese 0.003746 £10,000.00 £164.80  
Haiti Gourde 0.005918 £15,000.00 £247.20  
Ynysoedd Heard a McDonald Doler Awstralaidd 0.518403 £30,000.00 £494.40  
Holy See (Talaith Dinas Fatican) Ewro 0.848248 £20,000.00 £329.60  
Hondwras Lempira 0.031562 £15,000.00 £247.20  
Hong Kong Doler Hong Kong 0.100195 £20,000.00 £329.60  
Hwngari Fforint 0.002158 £15,000.00 £247.20  
Gwlad yr Iâ Crona Islandaidd 0.00567 £30,000.00 £494.40  
India Rwpi Indiaidd 0.009361 £10,000.00 £164.80  
Indonesia Rwpia Indonesaidd 0.000049 £10,000.00 £164.80  
Iran Rial Iranaidd 0.000025 £10,000.00 £164.80  
Irac Dinar Iracaidd 0.000598 £10,000.00 £164.80  
Iwerddon Ewro 0.848248 £25,000.00 £412.00  
Ynys Manaw Punt Prydeinig 1 £25,000.00 £412.00  
Israel Sicl Israelaidd Newydd 0.210398 £30,000.00 £494.40  
Eidal Ewro 0.848248 £20,000.00 £329.60  
Jamaica Doler Jamacaidd 0.005003 £20,000.00 £329.60  
Siapan Yen 0.005171 £20,000.00 £329.60  
Iorddonen Dinar Iorddonaidd 1.103022 £15,000.00 £247.20  
Kazakhstan Tenge 0.001683 £10,000.00 £164.80  
Cenia Swllt Cenia 0.005749 £10,000.00 £164.80  
Kiribati Doler Awstralaidd 0.518403 £20,000.00 £329.60  
Corea, Gweriniaeth Pobl Democrataidd Gweriniaeth  Won Corea Ddemocrataidd 0.466523 £10,000.00 £164.80  
Gweriniaeth Gweriniaeth Won Korea 0.000577 £20,000.00 £329.60  
Kosovo Ewro 0.848248 £10,000.00 £164.80  
Coweit Dinar Coweiti 2.54842 £20,000.00 £329.60  
Gweriniaeth Kyrgyztan Som Kyrgyzstan 0.008955 £10,000.00 £164.80  
Lao PDR Kip 0.000036 £5,000.00 £82.40  
Latfia Ewro 0.848248 £15,000.00 £247.20  
Libanus Punt Libanaidd 0.000011 £10,000.00 £164.80  
Lesotho Loti 0.042708 £10,000.00 £164.80  
Liberia Doler Liberaidd (Doler UD mewn defnydd) 0.004064 £15,000.00 £247.20  
Libia Dinar Libiaidd 0.162243 £10,000.00 £164.80  
Liechtenstein Ffranc y Swistir 0.889996 £25,000.00 £412.00  
Lithwania Ewro 0.848248 £15,000.00 £247.20  
Lwcsembwrg Ewro 0.848248 £25,000.00 £412.00  
Macau Patacas 0.097277 £20,000.00 £329.60  
Macedonia Dinar Macedonian 0.013782 £10,000.00 £164.80  
Madagasgar Malagasy Ariary 0.000173 £10,000.00 £164.80  
Malawi Kwacha Malawi 0.000455 £10,000.00 £164.80  
Maleisia Ringgit 0.170077 £10,000.00 £164.80  
Maldives Rufiyaa 0.050762 £15,000.00 £247.20  
Mali Ffranc CFA (BCEAO) 0.001293 £10,000.00 £164.80  
Malta Ewro 0.848248 £20,000.00 £329.60  
Ynysoedd Marshall Doler UD 0.782044 £25,000.00 £412.00  
Martinique Ewro 0.848248 £20,000.00 £329.60  
Mawritania Ouguiyas 0.019738 £10,000.00 £164.80  
Mawrisiws Rwpi Mawrisiws 0.017043 £10,000.00 £164.80  
Mayotte Ewro 0.848248 £20,000.00 £329.60  
Mecsico Peso Mecsicanaidd 0.043315 £15,000.00 £247.20  
Moldova Moldovan Leu 0.044117 £10,000.00 £164.80  
Monaco Ewro 0.848248 £25,000.00 £412.00  
Mongolia Tugrik 0.00023 £10,000.00 £164.80  
Montenegro Ewro 0.848248 £10,000.00 £164.80  
Montserrat Doler De Caribiaidd 0.289452 £25,000.00 £412.00  
Moroco Diram Morocaidd 0.078658 £10,000.00 £164.80  
Mozambique Metical 0.012249 £10,000.00 £164.80  
Myanmar Kyat 0.000373 £5,000.00 £82.40  
Namibia Doler Nambiaidd 0.042708 £10,000.00 £164.80  
Nawrw Doler Awstralaidd 0.518403 £30,000.00 £494.40  
Nepal Rwpi Nepalaidd 0.005848 £10,000.00 £164.80  
Iseldiroedd Ewro 0.848248 £25,000.00 £412.00  
Caledonia Newydd Ffranc CFP 0.007109 £25,000.00 £412.00  
Seland Newydd Doler Seland Newydd 0.476372 £25,000.00 £412.00  
Nicaragwa Gold Cordoba 0.021269 £10,000.00 £164.80  
Niger Ffranc CFA (BCEAO) 0.001293 £10,000.00 £164.80  
Nigeria Naira Nigeraidd 0.00055 £10,000.00 £164.80  
Niue Doler Seland Newydd 0.476372 £25,000.00 £412.00  
Ynys Norfolk Doler Awstralaidd 0.518403 £30,000.00 £494.40  
Ynysoedd Gogleddol Mariana Doler UD 0.782044 £30,000.00 £494.40  
Norwy Krone Norwyaidd 0.073267 £25,000.00 £412.00  
Oman Rial Omani 2.031694 £15,000.00 £247.20  
Pacistan Rwpi Pacistan 0.002804 £5,000.00 £82.40  
Palau Doler UD 0.782044 £25,000.00 £412.00  
Palesteina Sicl Israelaidd Newydd 0.210398 £15,000.00 £247.20  
Panama Balboas 0.782044 £15,000.00 £247.20  
Papua Gini Newydd Kina 0.203434 £20,000.00 £329.60  
Paragwâi Gwarani 0.000104 £10,000.00 £164.80  
Periw Sol Newydd 0.208368 £15,000.00 £247.20  
Philipinos Peso Philipinaidd 0.013692 £10,000.00 £164.80  
Pitcairn Doler Seland Newydd 0.476372 £25,000.00 £412.00  
Gwlad Pwyl Sloti 0.196321 £15,000.00 £247.20  
Portiwgal Ewro 0.848248 £15,000.00 £247.20  
Puerto Rico Doler UD 0.782044 £30,000.00 £494.40  
Qatar Qatar Riyal 0.214855 £20,000.00 £329.60  
Reunion Ewro 0.848248 £20,000.00 £329.60  
Rwmania Leu Rwmanaidd 0.170523 £10,000.00 £164.80  
Ffederasiwn Rwsaidd Rwbl Rwsaidd 0.00853 £10,000.00 £164.80  
Rwanda Ffranc Rwanda 0.000598 £10,000.00 £164.80  
Sant Helena Punt Sant Helena 1 £25,000.00 £412.00  
Sant Kitts a Nevis Doler Dwyrain Caribi 0.289452 £20,000.00 £329.60  
Sant Lucia Doler Dwyrain Caribi 0.289452 £15,000.00 £247.20  
Sant Martin (rhan Ffrengig) Ewro 0.848248 £20,000.00 £329.60  
Sant Pierre a Miquelon Ewro 0.848248 £20,000.00 £329.60  
Sant Vincent a Grenadines Doler Dwyrain Caribi 0.289452 £15,000.00 £247.20  
Sant-Barthelemy Ewro 0.848248 £20,000.00 £329.60  
Samoa Tala 0.285111 £20,000.00 £329.60  
San Marino Ewro 0.848248 £25,000.00 £412.00  
Sao Tome a Principe Dobras 0.000035 £15,000.00 £247.20  
Sawdi - Arabia Riyal Sawdi 0.208551 £15,000.00 £247.20  
Senegal Ffranc CFA (BEAC) 0.001293 £10,000.00 £164.80  
Serbia Dinar Serbaidd 0.007243 £10,000.00 £164.80  
Seychelles Rwpi Seychelles 0.057161 £15,000.00 £247.20  
Sierra Leone Leone 0.000063 £5,000.00 £82.40  
Singapôr Doler Singapôr 0.58548 £20,000.00 £329.60  
Sint Maarten (rhan Iseldiraidd) Antilles Guilder 0.437573 £25,000.00 £412.00  
Slofacia Ewro 0.848248 £15,000.00 £247.20  
Slofenia Ewro 0.848248 £20,000.00 £329.60  
Ynysoedd Solomon Doler Ynysoedd y Solomon 0.09383 £20,000.00 £329.60  
Somalia Swllt Somali 0.001371 £10,000.00 £164.80  
De Affrica Rand 0.042708 £10,000.00 £164.80  
Ynysoedd De Georgia a’r De Sandwich Punt Prydeinig 1 £25,000.00 £412.00  
De Swdan Punt Swdanaidd 0.001306 £10,000.00 £164.80  
Sbaen Ewro 0.848248 £20,000.00 £329.60  
Sri Lanca Rwpi Sri Lancaidd 0.002563 £10,000.00 £164.80  
Y Swdan Punt Swdanaidd 0.001306 £20,000.00 £329.60  
Swrinam Doler Swrinam 0.023439 £10,000.00 £164.80  
Ynysoedd Svalbard a Mayen Krone Norwyaidd 0.073267 £25,000.00 £412.00  
Swaziland Lilangeni 0.042708 £10,000.00 £164.80  
Sweden Krona Swedaidd 0.074389 £25,000.00 £412.00  
Y Swistir Ffranc y Swistir 0.889996 £30,000.00 £494.40  
Syria Punt Syriaidd 0.00399 £5,000.00 £82.40  
Taiwan Doler Taiwan 0.024403 £25,000.00 £412.00  
Tajicistan Somoni 0.12336 £5,000.00 £82.40  
Gwlad y Thai Baht Thai 0.022122 £10,000.00 £164.80  
Timor-Leste Doler UD 0.782044 £10,000.00 £164.80  
Togo Ffrancs CFA (BEAC) 0.001293 £10,000.00 £164.80  
Tocelau Doler Seland Newydd 0.476372 £25,000.00 £412.00  
Tonga Pa’anga 0.330666 £20,000.00 £329.60  
Trinidad a Thobago Doler Trinidad a Thobago 0.115287 £15,000.00 £247.20  
Tiwnisia Tunisian Dinar 0.251724 £10,000.00 £164.80  
Twrci Lira Newydd Twrci 0.024065 £10,000.00 £164.80  
Tyrcmenistan Manat Newydd Tyrcmenistan 0.223599 £10,000.00 £164.80  
Ynysoedd Tyrc a Chaicos Doler UD 0.782044 £35,000.00 £576.80  
Twfalw Doler Awstralaiadd 0.518403 £30,000.00 £494.40  
Wganda Swllt Newydd Wganda 0.000208 £10,000.00 £164.80  
Yr Wcrain Hryvnia 0.019541 £10,000.00 £164.80  
Emiriaethau Arabaidd Unedig Dirham Emiriaethau Arabaidd Unedig 0.212952 £20,000.00 £329.60  
Teyrnas Unedig Punt Prydeinig 1 £25,000.00 £412.00  
Gweriniaeth Unedig Tanzania Swllt Tansaniaidd 0.000298 £10,000.00 £164.80  
Unol Daliaethau Doler UD 0.782044 £30,000.00 £494.40  
Wrwgwai Peso Wrwgwaiaidd 0.019606 £20,000.00 £329.60  
Wsbecistan Swm Wsbecistan 0.000062 £10,000.00 £164.80  
Vanuatu Vatu 0.006529 £30,000.00 £494.40  
Feneswela Bolifar Fuerte 0.01443 £15,000.00 £247.20  
Fiet-nam Dong 0.000031 £10,000.00 £164.80  
Ynysoedd y Wyryf (Prydeinig) Doler UD 0.782044 £25,000.00 £412.00  
Ynysoedd y Wyryf (UD) Doler UD 0.782044 £30,000.00 £494.40  
Ynysoedd Wallis a Futuna Ffranc CFP 0.007109 £10,000.00 £164.80  
Sahara Gorllewinol Dirham Morocaidd 0.078658 £10,000.00 £164.80  
Yemen Rial Yemeni 0.003124 £10,000.00 £164.80  
Sambia Kwacha Sambiaidd 0.03029 £10,000.00 £164.80  
Simbabwe Doler Simbabwe 0.030848 £10,000.00 £164.80